AP Automation Built for Indian Retail and D2C Brands
Clovia connected Tally and Vinculum, onboarded 5,000+ vendors with automated compliance checks, and went live in under 4 weeks. IQInvoice integrates with SAP, Zoho Books, Unicommerce, and the ERPs Indian retail brands actually use - not just Tally.
Retail and D2C AP runs across more systems - and more vendors - than finance teams can manage manually
Finance and e-commerce systems don't talk to each other
Tally handles finance. Vinculum, Unicommerce, or your OMS handles orders and fulfilment. No integration means manual data mapping every invoice cycle - slow, error-prone, and unmaintainable.
5,000+ vendors with no structured compliance
Growing retail brands add vendors faster than compliance processes can keep up. Without automated MCA, GST, and bank verification, the vendor master becomes a compliance liability.
Integration timelines that don't fit a growing business
Traditional integration approaches quote 6-8 months. A D2C brand growing at 30-40% a year cannot wait 6 months to fix its AP processes. By the time the project delivers, the business has already changed.
Audit trail gaps
Without a structured AP system, audits require manual reconstruction of invoice histories across spreadsheets and email chains. Each audit cycle consumes weeks of finance team time.
GST compliance across a large vendor base
Retail brands procure from hundreds of small suppliers whose GST registrations lapse without warning. A vendor's lapsed GSTIN means ITC denied - discovered only at filing time.
Liability booking and payment reconciliation
Matching vendor payments back to invoices across Tally and an OMS is a manual process. Liability booking errors compound over time and are difficult to unwind during audits.
Clovia - Tally + Vinculum integrated in under 4 weeks
- Tally and Vinculum connected simultaneously - data flows automatically, no manual mapping
- 15,000 invoices processed through the platform
- 5,000+ vendors managed with automated MCA, GST, and bank verification
- Full digital audit trail built from day one
- Liability booking and vendor payment reconciliation fully automated
"IQInvoice's AP and Payments Automation solution has automated the end-to-end process. The data now flows from both Tally and Vinculum systems to IQInvoice seamlessly. This has massively simplified our liability booking and vendor payment processes, and now we have a detailed digital audit trail making our life easy during audits."
What IQInvoice handles for retail brands
Native integration with SAP, Tally, Zoho Books, Vinculum, Unicommerce, and similar platforms. Finance and fulfilment systems connected simultaneously - data flows automatically, no manual reconciliation between systems.
MCA, GSTIN, PAN, and bank account verified automatically on activation. New vendors onboarded in days - with a compliance record created automatically.
GSTIN checked against live GSTN before every invoice. Lapsed registrations blocked at the gate - ITC protected before payment.
Every invoice, approval, and payment captured with a structured audit log. Audit preparation becomes a report export - not a manual reconstruction.
Vendor payments matched to invoices automatically across all connected systems. Reconciliation discrepancies surfaced in real time.
MSME-classified vendors flagged with 45-day payment obligations. Finance teams notified before deadlines, not after they've passed.
Configurable approval workflows by amount, vendor category, or cost centre. No manual routing - every invoice reaches the right approver.
No 6-month integration projects. IQInvoice connects to your finance and e-commerce systems and configures AP workflows in under 4 weeks.
See IQInvoice running for a retail brand
30-minute demo. We'll walk through Tally integration, vendor onboarding, and audit trail for your setup.